BUYING A PROPERTY in Berkshire, Hampshire or Surrey

One of the most common mistakes by buyers is not speaking to a mortgage advisor before searching for a new property. Mortgage deals change all of the time and because many buyers simply speak with their bank for a mortgage loan and don’t explore the whole mortgage market, they are surprised by how much they can actually borrow. Speak to your local Prospect Mortgage Advisor today... you never know, you might be able to afford a larger home on smaller repayments!

It’s a shocking fact that nationally, almost 50% of property sales don’t actually complete. That’s often due to required legal processes and a lack of communication. Waiting for searches to come back and communicating with other people and solicitors in the chain can be painful. By using Prospect's conveyancing service, who work closely with our specialist Transaction Support team, you can take away that hassle and leave us to do all of the leg work.

It’s a good idea to have an extra survey on your home, like a Homebuyers Survey. This is different to a mortgage survey, which only checks that the property is worth the value of the requested mortgage, as it looks in closer detail at the structure, roof and general condition of the property. There are much more detailed surveys available too, including Full Structural Surveys, ideal for much older properties, or if you have conversion/extension plans.

We get asked questions by our buyers all of the time – it’s what we’re here for! And we’re happy to help and answer every and any question you have, even those you might think are silly! We’ve gathered all of the most common questions we get asked and answered them all here for you. Just click the image above to find all the answers to your property questions.

Once you've had your offer accepted on a property, the real hard work begins. To give you a helping hand, we’ve put together a simple check list to make sure you’ve got everything under control throughout the big move. Click below to download your copy.

Whether you’re buying your first home or fifth, our handy ‘Guide to Buying’ is a great free resource that we’ve created to help you along your home buying journey. With a complete guide to the home buying process, including important things you’ll need to do whilst giving you top tips along the way, this handy download covers everything you need to know when buying a home.