Don’t be fooled that your ‘Mortgage Survey’ will spot if there’s anything structurally wrong with the property you’re buying. Older homes can often be the victims of damp, wood rot or even subsidence. These can be costly to fix and if not treated, potentially crippling to your home.
If you’re buying a property, especially an older one, it’s worth thinking about taking out a detailed property survey and save yourself from any costly surprises in the future.
Surveys are recommended by the Consumers Association and the Council of Mortgage Lenders; they are not something that you should cut corners on. If you do decide to have another survey, ensure your Surveyor is RICS (Royal Institute of Chartered Surveyors) accredited.
Surveys are recommended by the Consumers Association and the Council of Mortgage Lenders; they are not something that you should cut corners on.
Our Property Surveyors are RICS accredited and are trained to identify issues with:
We are able to provide a wide level of RICS approved property surveys, including the most common Homebuyers Survey and the most extensive, Full Structural Surveys. Our surveyors are also able to provide the required RICS property valuations for shared ownership properties.Don’t take the risk when buying your home, get free advice on the survey types you might benefit from and a free quote by completing the form on this page.
All of Prospect’s professional Surveyors are RICS accredited and hold £1m Professional Indemnity Cover. Our reports are presented in a clear, easy to read format and highlight any significant defects or problems that require urgent attention.
We offer a range of surveys, designed to meet your exact requirements and our experts will contact you to discuss which survey is best for you. Typically, most people will opt for a Full Structural Building Survey or a Homebuyers Survey.
Remember that your mortgage valuation solely focuses on ensuring that there are no issues that will affect the security of your loan, not the condition of a property. It's vital to get a comprehensive survey before you buy to highlight any defects or problems that you are unaware of.